Ecclesiastes 7:11 says, Wisdom is good with an inheritance: and by it there is profit to them that see the sun.  If we inherit material possessions, and we do so without the wisdom to use them wisely, they will either be wasted away or will cause us to feel that anything we want should be ours.  Even an inheritance is to be used with wisdom.  This is not earthly wisdom, which says get more only for you and your family with no concern for the rest of the world.  I believe Solomon, when he refers to wisdom, is referring to the leadership of God.  When our only concern is for material things, then an inheritance really does us no good.  At some point, it will all be left behind for someone else's inheritance.  An inheritance used wisely with wisdom, or God's guidance, is a good thing.  It is not how much or how little we have that is good or bad, but how we use what God blesses us with.  Verse twelve says, For wisdom is a defence, and money is a defence: but the excellency of knowledge is, that wisdom giveth life to them that have it.  Solomon says that both money and wisdom are a defence, but wisdom, the acknowledgement that God is in charge of our lives, gives us life.  We may go through live without many problems because we have a lot of money, or wealth, but what without acknowledging God, it will ultimately fail us. I don't believe Solomon was preaching against riches, but against seeing riches as the purpose of life.  If we do have riches, we must acknowledge that God is the One Who has blessed us with them and the One Who leads us in how to use them.  We must never feel that somehow we are more important to God and therefore He is blessing us more.  God loves all people equally, from the poorest to the richest, but He expects all to follow His leadership.  God will never judge us for what we have, whether ten talents, five or one, but for how we use what we have for Him.